Set a Family Budget That Includes Coupons

Set a Family Budget That Includes Coupons

When your family sits down to set a family budget you might not be considering the value that coupons and rebates hold.  Those little slips of paper you clip out of the newspaper and magazine can add up to big savings.

The practice of cutting coupons is decades old.  People get their scissors ready and flip through newspaper inserts and magazines cutting out coupons that help them save money on a favored product.  While most coupons offer a savings that might seem minute, when you put them altogether it can add up to tidy sum.

There is a craft to cutting and using coupons and rebate forms and with a little planning while you set up a family budget, you can easily save a sizable amount of money.  Factoring in the savings that you’ll garner from coupons isn’t prudent during the budget planning stage.  After all, you can’t predict how much money you will save that month by using coupons.  However, you can keep track of how much money you actually save and put that in a rainy day jar or a mad money bucket.  That way, when you want a special treat or decide to take the family out to a nice dinner you’ll already have the financial resources to do that without it impacting the decisions you made when you set a family budget.

There are a few important rules to follow to get the most value from coupons:

When you work to set a family budget in place, consider that coupons are akin to bonuses.  When you use one, take the money saved and use it one something special.  The whole family will want to take part, just to get the reward!

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